Banknaked vs SoloTools

Forensic Fee Detection

Our algorithm is your personal financial detective. It automatically scans your connected accounts to sniff out every hidden cost—from monthly account maintenance fees and foreign exchange markups to ATM withdrawal charges and those suspicious "miscellaneous" line items. No more manually decoding your statement; we do the dirty work and present all the evidence in one place.

Crystal-Clear Visual Dashboard

Forget walls of text. We turn your complex fee data into simple, powerful visuals. See a pie chart of where your banking money really goes, a graph of your fees over the last year, and a stark comparison between what you're paying now versus what you could be saving. It's designed for that "oh, damn" moment of clarity.

Personalized Bank Recommendations

We don't just expose the problem and ghost you. Based on your actual spending and fee history, our system hunts down better banking alternatives that match your lifestyle. Get a tailored shortlist of accounts that could save you serious cash, turning our audit into an actionable escape plan from your overpriced bank.

Secure & Speedy Open Banking Setup

Your security is non-negotiable. We use certified, read-only Open Banking connections, so we can only see your transactions—we can never move your money. It's GDPR-compliant, encrypted, and set up in literal minutes. No uploading PDFs, no manual entry. Just secure access and instant insights.

AI-Powered Proposal Generation

This isn't just a dumb template filler. You give it the basic project ingredients, and the AI writes the whole meal - a compelling executive summary, detailed scope breakdowns, professional pricing tables, and persuasive terms, all tailored to your specific gig. It does the heavy lifting so you don't have to sound like a robot copying from your last proposal. It generates the full, polished doc in about 12 seconds, turning your few words into client-ready gold.

Smart AI Editing & Refinement

Stuck on a section? No sweat. SoloTools lets you tweak the AI's writing on the fly with simple commands. Just tell it to "Make this more persuasive," "Make it shorter," "Add more detail," or "Rewrite in a formal tone" for any specific part of the proposal. It's like having an editor in your pocket that instantly refines your text to hit the right note, saving you from the frustration of rewording things yourself.

Built-in E-Signatures & Tracking

Go from "sent" to "signed" without the annoying chase. Send proposals directly via email from the platform and then track when the client opens it (you get a notification!). They can sign it right there with a canvas e-signature, accepting or even declining with a reason. You can also set expiry dates to create urgency and automatic follow-up reminders, so you never have to send that awkward "just checking in" email again.

Proposal Analytics & Insights

Wanna know what's working? The analytics dashboard shows you your entire conversion funnel - how many proposals you sent, were viewed, and were accepted or declined. See your win rate and average close time. It helps you spot where you're losing deals so you can tweak your approach. Plus, with real-time view notifications, you know the exact moment a client opens your doc, so you can follow up at the perfect time.

The "Is My Free Account Actually Free?" Check

You signed up for a "free" current account years ago but have a sneaking suspicion it's not so free anymore. Connect with Banknaked to get the naked truth. We'll show you all the sneaky charges that have crept in, like paper statement fees or debit card replacement costs, so you can decide if it's time to jump ship.

Prepping to Negotiate with Your Bank

Walking into a bank negotiation blind is a losing game. Arm yourself with data first. Use Banknaked to get a full report of every fee you've paid. Then, call your bank, cite the exact figures, and use our alternative recommendations as leverage to demand fee waivers or a better deal. Knowledge is power (and savings).

The Annual Financial Health Audit

You check your credit score; why not your banking fee score? Make Banknaked part of your yearly money review. A quick two-minute scan can reveal new fees your bank has introduced or highlight recurring charges for services you stopped using, ensuring your banking setup is still optimized for your life.

The Frequent Traveler or Online Shopper

If you travel abroad or buy from international sites, your bank is likely ripping you off with FX markups and transaction fees. Banknaked isolates exactly how much you're overpaying on foreign exchange and then recommends specialist accounts or cards with far better rates, potentially saving you hundreds.

The Web Designer/Developer

Perfect for freelancers landing website redesign or development projects. Instead of manually outlining phases like Discovery, UI/UX, and Frontend Dev, you input the client and budget. SoloTools AI auto-generates a professional proposal with a detailed, itemized scope and timeline for each phase, making you look organized and justifying your investment clearly to clients like "Acme Studio."

The Marketing & SEO Consultant

Ideal for pitching content strategies, SEO audits, or social media campaigns. The AI can craft persuasive executive summaries focused on ROI, like "improving conversion rates by an estimated 40%." You can use the smart pricing suggestions if you're unsure of market rates and quickly generate a proposal that breaks down retainer costs or project-based pricing in a client-friendly way.

The Independent Business Consultant

Great for management, strategy, or operations consultants who need to propose complex projects. The tool helps structure detailed scopes of work and professional terms quickly. The AI's ability to "rewrite in a formal tone" ensures the language is perfectly suited for corporate clients, saving hours on drafting and formatting lengthy documents.

The Freelancer Chasing Multiple Deals

For any solo pro juggling several potential clients at once. The free plan lets you test the waters with 3 proposals a month. When you're busy, the Pro plan's unlimited proposals and one-click sending let you fire off high-quality pitches in minutes, not hours. The tracking lets you manage which proposals are viewed and which need a follow-up, keeping your pipeline organized.

Alright, let's cut through the corporate fluff. Your bank is playing you. They're stacking up sneaky little fees—monthly "maintenance," foreign exchange markups, random ATM charges—hoping you're too busy to notice the slow bleed from your account. Enter Banknaked: your financial wingman and ultimate BS detector. We're here to expose the truth. Think of us as an X-ray machine for your bank statement. Using secure, read-only Open Banking (we can't touch your money, promise), we connect to your account and perform a full forensic audit in under two minutes. We'll lay bare every single fee, translate that confusing bank-speak into plain English, and hit you with a scary-accurate projection of what you'll waste this year if you do nothing. But we're not just here to point out the problem. We give you the solution with personalized, data-driven recommendations for cheaper accounts that actually fit your life. Built for anyone who's ever felt their bank statement was hiding something, Banknaked is your tool to stop getting played, negotiate better, switch banks, or finally cancel services you never use. It's time for banking transparency, naked and raw.

Stop staring at that blinking cursor on a blank doc, wondering how to even start your proposal. SoloTools is your new secret weapon for crushing the freelance hustle. It's an AI-powered proposal generator built specifically for solo pros, freelancers, and independent consultants who'd rather be doing the actual work than writing about it. The vibe? Ditch the hours of copy-pasting from old templates. Instead, you just feed the AI some basic deets about your project - client name, what you're doing, budget, a few scope notes - in like, 30 seconds flat. Then, boom. The AI cooks up a fully-fledged, polished, client-ready proposal that looks like you spent all day on it. We're talking a killer executive summary, a detailed scope of work, clean itemized pricing, a clear timeline, and all the standard terms. It's perfect for busy legends who want to save a ton of time, look super pro, and actually get paid faster. You can edit everything, download it as a slick PDF, or just send a shareable link. Start for free with 3 proposals a month, or go Pro to unlock unlimited proposals, slap your own branding on there, and even see analytics on when clients are peeping your work. It's proposal magic, minus the headache.

Is Banknaked safe to use?

Totally. We use secure, regulatory-approved Open Banking (like what powers other fintech apps). This gives us read-only access, meaning we can see your transactions to analyze fees but we CANNOT touch, move, or withdraw your money. Ever. Your data is encrypted and we're fully GDPR compliant.

What banks do you work with?

We connect with virtually all major banks and many smaller ones across Europe through Open Banking APIs. The connection process will show you a list of supported institutions when you go to link your account. If your bank offers online banking, chances are we support it.

How do you make money if the scan is free?

Our core fee audit is completely free. We believe everyone deserves transparency. We may earn a small referral fee if you choose to switch to one of our recommended banking partners through our links. This never influences our recommendations—we always show you the best options for your situation.

What if I find a fee I don't understand?

We've got you! Every fee we detect comes with a plain-English explanation breaking down what it is and why your bank charged it. No jargon. If you're still confused, our blog and resources are full of info to help you become a fee-fighting pro.

Is there really a free plan?

Absolutely, and it's legit. The free plan lets you create and send 3 full proposals every single month, no credit card required to start. You get access to the core AI generator, editable proposals, and shareable links. It's the perfect way to test if SoloTools vibes with your workflow before deciding to upgrade for more power.

How does the AI know what to write?

The AI is trained on tons of successful business proposals. You give it the key details: client name, project type, budget, and your notes. It uses that context to structure a professional proposal tailored to your industry (it has starter templates for web design, SEO, marketing, etc.) and writes compelling, relevant content for each section, pulling from proven formats.

Can I edit the proposals the AI creates?

100% yes! You have full control. Think of the AI as your first draft superstar. Every section is fully editable. You can type directly, or use the AI editing commands to refine text on the spot ("make more persuasive," etc.). You can also customize pricing, timelines, and terms before sending or downloading the final version as a PDF or Word doc.

Are the e-signatures legally binding?

Yes, the e-signatures collected through SoloTools are legally binding. The platform provides a clear audit trail showing the client's drawn signature, the date, time, and IP address associated with the acceptance. This is standard for modern digital signature processes and holds up in business agreements, just like other dedicated e-signature tools.

Alright, so you've heard about Banknaked, the app that acts like a financial detective, sniffing out all those hidden fees your bank hopes you'll never see. It's basically your digital wingman in the business and finance world, giving you the receipts on where your money is actually going. People might look for other options for all sorts of reasons. Maybe they want a different vibe, need specific features we don't have, or are just curious what else is out there in the money-tracking universe. It's all good, the goal is to stop getting low-key robbed, no matter how you do it. When you're scouting for a similar tool, keep your eyes peeled for a few key things. You want something that's dead simple to use, actually connects to your bank safely, and doesn't just show you the problem but also helps you fix it with smart, personalized advice. The whole point is to get clarity without the headache.

SoloTools is your AI-powered hype man for closing deals, sitting in the business and finance category as a proposal generator. It’s the digital wingman that turns your rough project notes into a slick, client-ready proposal in seconds, so you can stop sweating over docs and start getting paid. People hunt for alternatives for all the usual suspects. Maybe the pricing feels steep, or they need features that live on a different platform entirely. Some folks just vibe better with a different interface or need their tool to play nice with other apps in their workflow stack. When you're scouting for a different option, think about what really grinds your gears. Is it all about the cost? Do you need next-level customization or specific integrations? Maybe you just want a free plan that doesn't feel like a demo. Pin down your non-negotiables first, then go hunting.